Credit Report Data & Monitoring

White-Label Credit
Monitoring Infrastructure. Live in 5 minutes.

Direct Bureau Access with Vantage® Score 3.0 Launch a fully-branded credit monitoring business with consumer apps, admin tools, and partner portals, all on your custom domains.

Why Altara Data

Direct Bureau Access. Real Time Data

We provide direct bureau access to credit, data no middleman, no delays. Your users get:

Vantage Score Options

  • Vantage Score 3.0
Vantage Score Options

Report Options

  • 1-Bureau Report (Equifax only)
  • 3-Bureau Report (TransUnion, Experian, Equifax)
Report Options

Data Freshness:

  • Real-time credit report pulls
  • Daily monitoring for changes
  • Instant alerts for new activity
Data Freshness:

White-Label Capabilities

Your Brand. Everywhere

Visual Branding

  • Vantage Score 3.0
  • Logo Placement
  • Font Choices
  • UI Component styling
Visual Branding

Domain Setup

  • Consumer app: app.yourdomain.com
  • Admin portal: admin.yourdomain.com
  • Partner portal: partners.yourdomain.com
  • Website: www.yourdomain.com
Domain Setup

Email Branding

  • Custom email domains (via new.email)
  • Branded transactional emails
  • Monitoring alerts from your domain
  • Welcome sequences
Email Branding

Content Control

  • Custom help center content
  • Terms of service
  • Privacy policy
  • FAQs and support docs
Content Control

What You Get

Complete Platform.
Zero Infrastructure Work.

Consumer Application

  • Credit score dashboard
  • Credit report viewing
  • Monitoring and alerts
  • Subscription management
  • Dispute filing (AI-powered)

Admin Portal

  • User management
  • Subscription controls
  • Analytics dashboard
  • Billing management
  • Support tools

Partner Portal

  • White-label partners
  • Custom domain setup
  • Branding controls
  • Commission tracking
  • Performance metrics

Marketing Website

  • Marketing site on domain
  • Sign-up flows
  • Pricing pages
  • CMS for content
  • Optimized for Mobile

Why Altara Data

From Contract to Live Platform in Under 1 Hour

Watch how fast you can go from idea to fully functional credit monitoring business

First 5 Minutes

Infrastructure Setup

Our engineering team deploys your complete platform: Consumer app, admin portal, partner portal, marketing website

Infrastructure Setup

5 - 15 Mins

Domain Configuration

Point your custom domains to our infrastructure via CNAME records: app.yourbrand.com, admin.yourbrand.com

Domain Configuration

15 - 30 Mins

Branding Customization

Upload your logo, set your colors, configure email domains

Branding Customization

30 - 60 Mins

Testing & Training

Test user flows, invite your team, start onboarding your first customers

Testing & Training

Hour 1+

Legal Review (on your timeline)

While you test and train, your legal team reviews agreements at their pace.

Legal Review (on your timeline)
All-In-One Solutions

All-In-One Platform For Billing,
Insights, Integrations, And Security.

Subscription Billing

Flexible Monetization. You Set The Pricing.

Built-in subscription management powered by Brief Credit. Offer your customers:

Tiered Plans:

  • Free tier (1-Bureau, limited features)
  • Standard tier (1-Bureau with monitoring)
  • Premium tier (3-Bureau with full protection)

Billing Features:

  • Automatic recurring billing
  • Failed payment retry logic
  • Upgrade/downgrade flows
  • Proration handling
  • Cancellation management

Your Revenue Model:

  • You set the pricing. You keep the revenue. We bill per credit report pull.
Pricing

Pay For What You Use.
That's It.

Get Custom Pricing

Pricing Model:

  • Per-report pricing (volume discounts)
  • No monthly platform fees
  • No per-user fees
  • No setup fees

Volume Tiers:

  • 1-100 reports/month
  • 101-1,000
  • 1,001-10,000
  • 10,000+

Unlock the Potential of Your Business with Altara

Altara Data’s platform supports industries that work with credit and financial insights, such as mortgage brokers, real estate platforms, credit repair companies, lending institutions, and fintech apps. These businesses can integrate credit data and services directly into their offerings to enhance customer experiences.

Altara Data enables mortgage brokers to monitor clients’ credit in real time and automate dispute workflows, helping pre-approved buyers resolve credit issues quickly. This can support faster, more efficient loan closings.

Real estate platforms can embed credit services as a competitive differentiator, helping buyers qualify for better rates and stand out in competitive markets. This added functionality increases the overall value offered to home buyers.

Lenders can track applicant credit in real time and get notifications when clients hit key qualification thresholds. This helps lenders close more loans faster and with more confidence in borrower readiness.

Yes — fintech apps can rapidly introduce credit monitoring and related features using Altara Data’s platform, helping users keep tabs on their credit and qualify for better financial options in competitive markets.

Altara Data provides the foundational infrastructure for businesses to power tools that help clients buy homes, manage credit, and qualify for loans more easily. This platform enables faster product launches and enhances the value of customer-facing financial services.

Altara Data’s infrastructure is designed for rapid deployment, letting companies launch credit monitoring and financial tools much faster than traditional development timelines. This reduces time-to-market and speeds up the rollout of new capabilities

See Your Branded Platform in 60 Minutes

Book a demo and discover how to launch your complete credit monitoring platform today instead of waiting 6+ months.

Book a Demo